Crypto-backed mortgages: The next big thing in real estate investing

The cryptocurrency market is surging, with Bitcoin nearing an astonishing $93,000 in November 2024. Driven by pro-crypto policies anticipated under the latest U.S. administration, international investors are increasingly turning to the U.S. real estate market. As demand grows, innovative solutions like crypto mortgages are breaking barriers, offering a seamless way for investors globally to enter the property market without the friction of traditional currency conversions.

The Latest in Crypto Valuation

The recent election sparked a week-long rally in Bitcoin and other cryptocurrencies, with Bitcoin peaking near $93,000. President-elect Donald Trump’s commitment to making the U.S. the “crypto capital of the world” has fueled optimism, along with discussions of a potential national Bitcoin reserve. Leading analysts like Nexo’s Antoni Trenchev note that this isn’t just hype—it’s a pivotal shift underpinned by strong market fundamentals, indicating a new era for crypto assets.

Milo: The Pioneer in Crypto-Backed Mortgages

At the forefront of the crypto mortgage movement, Milo is transforming how digital assets can secure real estate investments. Milo’s crypto-backed mortgage allows borrowers to use Bitcoin, Ethereum, or USD Coin as collateral without selling their crypto. Here’s how it works:

• Crypto Collateral: Investors pledge their crypto as collateral, which remains intact throughout the loan term.
• Up to 100% Financing: Milo offers loans covering up to 100% of the property’s value.
• Competitive Rates: Interest rates are aligned with conventional mortgages, keeping costs affordable.
• USD Repayments: Monthly payments are made in USD, and borrowers can repay early or refinance as needed.

This innovative model helps investors leverage their crypto assets while keeping them, bridging the gap between digital wealth and property investment.

Key Benefits of Crypto-Backed Mortgages

Currency Conversion made simple For international investors, crypto mortgages eliminate the high fees and logistical hurdles of currency conversion. Traditional real estate purchases require converting local currencies (such as CAD) into USD, often at a premium. With Milo’s crypto-backed mortgage, this step is bypassed since crypto assets are already valued in USD. International investors are evaluated on the same criteria as U.S. buyers, making entry into the market more accessible.

Preserve your crypto assets Milo’s crypto mortgage lets investors retain ownership of their digital assets, allowing them to benefit from potential appreciation over time. Using crypto as collateral instead of selling it protects investors from capital gains taxes and ensures they don’t miss out on future gains. This approach uniquely caters to crypto enthusiasts seeking to diversify into real estate while keeping their crypto holdings intact.

Addressing today’s affordability challenges With post-pandemic price increases and the rising cost of down payments, liquidity is a growing concern for investors. Crypto-backed loans offer a solution by providing the liquidity needed for real estate investment without requiring asset liquidation. Investors gain the flexibility to secure property financing while holding onto their crypto.

The Future of Crypto in Real Estate

As crypto becomes more mainstream, its role in real estate will likely expand. Milo’s crypto mortgage is at the cutting edge, empowering domestic and international buyers to leverage their digital assets for property ownership. By bridging crypto with real estate, Milo is opening new doors for modern investors looking to tap into the U.S. property market.

Whether you’re an international investor or a U.S. buyer, Milo’s crypto-backed mortgage offers a compelling pathway to real estate ownership. Explore the future of finance today with Milo and discover how crypto can simplify your journey into the U.S. real estate market.

The opinions expressed in the Blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.