Crypto mortgage lending and financial inclusion with Josip Rupena

Crypto-Powered Mortgages: How Milo is Redefining Home Lending

The way people buy homes is changing, and crypto is playing a big role in this shift. On PayPod: The Payments and Fintech Podcast, Josip Rupena, CEO of Milo, talks about how crypto-backed mortgages are making homeownership more accessible.

He explains how digital assets are reshaping traditional lending, making it easier for people to secure loans without relying on outdated financial systems.

What You'll Learn in This Episode:

How Crypto is Changing Home Financing Milo is introducing a new way to buy homes by using cryptocurrency as collateral. Instead of making a traditional down payment, borrowers can leverage their digital assets. Rupena shares how this model helps solve major challenges in the global lending market.

Connecting Crypto and Traditional Finance Before launching Milo, Rupena worked in investment banking, where he saw high-net-worth international clients struggle to access financial services. Now, by combining crypto and blockchain technology, Milo is providing mortgage solutions tailored to those who use digital assets.

The Regulatory Hurdles of Crypto Lending Regulations play a big role in crypto-backed mortgages. Rupena breaks down the legal and compliance challenges his company faces and how they navigate the evolving rules around digital assets.

Managing the Risks of Crypto-Backed Mortgages Cryptocurrency values can swing wildly, so how does Milo protect borrowers and lenders? Rupena explains the risk management strategies that help maintain financial security in a volatile market.

The Future of Crypto in Finance Blockchain and AI are shaping the future of financial transactions. Rupena shares his thoughts on how digital assets will continue to integrate with traditional banking, making financial systems more efficient and accessible.

Making Homeownership More Inclusive Many people struggle to get mortgages because of rigid lending requirements. Crypto-backed loans open new opportunities for international and crypto-native borrowers, creating a more inclusive financial system.

So, what’s next for crypto mortgages? Rupena believes that as the industry grows, more institutions will adopt blockchain-powered lending—bringing homeownership within reach for more people worldwide.

The opinions expressed in the Blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.