Why should I get a crypto mortgage?

The answer is simple. A crypto mortgage allows you to do something no other mortgage plan on the market offers—100% financing. Yes, you are not required to provide a down payment. By pledging the value of your property in crypto, such as Bitcoin, Ethereum, or USDC, you can secure financing for your home without dipping into your cash reserves. This revolutionary approach is transforming homeownership, especially for crypto investors who want to maintain their wealth while entering the real estate market.

Keep Your Crypto and Maximize Gains

Selling your crypto to purchase a home comes with two significant drawbacks: incurring capital gains tax and forfeiting the potential upside of your investment. With Milo’s crypto mortgage, you don’t need to sell your digital assets. Your crypto is held securely in cold storage, allowing you to preserve its value and benefit from future appreciation. This tax-efficient approach keeps your portfolio intact while diversifying your investments into real estate.

Leverage Crypto Growth for Faster Loan Payoff

One of the standout advantages of a crypto mortgage is its flexibility. As your crypto assets appreciate, you can use the increased value to pay down your loan — uncommon in traditional mortgages. Alternatively, you can liquidate a portion of your crypto gains to reinvest elsewhere. This ability to harness fast-moving crypto appreciation offers a financial edge that conventional mortgages simply can’t match.

A Real-Life Example: From Bitcoin to a $2.1M Home

Let’s examine how a crypto mortgage can work in practice. A Milo client purchased a $2.1 million home by pledging 140 Bitcoin as collateral when Bitcoin was valued at $15,000. Today, Bitcoin has surged to $100,000, raising the value of their collateral to $14 million. With their loan balance at $2.1 million, they could pay off the mortgage entirely and still retain $11.9 million in Bitcoin. This example illustrates how a crypto mortgage enables homeowners to benefit from wealth preservation and exponential growth simultaneously.

What Are the Risks of a Crypto Mortgage?

While the benefits of a crypto mortgage are significant, understanding the potential risks is essential. Crypto price volatility could trigger margin calls, requiring borrowers to add more collateral or partially repay their loans. Milo mitigates this with continuous collateral monitoring and borrower-friendly terms, offering a more flexible solution than traditional foreclosure processes. However, maintaining sufficient crypto reserves and a clear repayment strategy is key to navigating these risks effectively. To date, Milo has maintained a flawless track record, with zero margin calls—a testament to our robust risk management and borrower-focused approach.

How Milo Makes Crypto Mortgages Work

1. Pledge Crypto: Use your Bitcoin, Ethereum, or USDC as collateral, securely stored with Coinbase. 2. Qualify for Financing: Secure up to 100% of your property’s value, eliminating the need for a down payment. 3. Monitor Collateral: Milo ensures the value of your assets meets loan requirements, protecting both parties. 4. Preserve Wealth: Keep your digital assets while leveraging them to invest in real estate.

Why Choose a Crypto Mortgage Now?

Milo’s crypto mortgage is a perfect fit for investors looking to diversify into real estate without sacrificing their digital wealth. Whether it’s the flexibility of 100% financing, the ability to retain crypto gains, or the option to pay off your loan faster using crypto appreciation, this product offers unmatched advantages in today’s housing market. With cutting-edge technology, secure asset management, and a borrower-focused approach, Milo is redefining what’s possible in real estate financing. Ready to make your crypto work harder for you? A Milo crypto mortgage might be the key to your dream home and long-term financial success.

The opinions expressed in the Blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.