How much cryptocurrency do I need to qualify for a crypto mortgage?
The answer varies depending on if you plan to pledge stable or variable crypto assets. With the variable program you must achieve a 1:1 ratio of crypto assets to the total loan amount. For example, if the property is worth $250k, you will need to pledge $250k worth of BTC/ETH/USDC. With the stable program you must achieve a 0.4:1 ratio of crypto assets to the total loan amount. For example if the property is worth $250k, you will need to pledge $62,500 worth of USDC.