Qualify with your property, not your income

Get approved with rental income, crypto, or both.

Financing designed for modern investors

Milo gives you a smarter path to U.S. real estate ownership by qualifying you based on your property's rental income potential, not your personal income. Whether you use cash or hold crypto, our flexible program lets you bypass traditional bank restrictions while maintaining the liquidity you need to grow your portfolio.

A smarter way to invest

Your property qualifies you, not your income

Ideal for investors, entrepreneurs, & self employed who don’t fit into the traditional mortgage box.

Use your crypto, keep your custody

Hold Bitcoin or Ethereum in your own wallet and still use it to qualify as liquid reserves.

Interest-only payment option

Lower your monthly expenses and maximize cash flow.

Available to U.S. & global investors

Purchase investment properties in the U.S. No residency or citizenship required.

Investment mortgage terms

Recognized reserves

Fiat, Bitcoin & Ethereum

Interest rate

7% - 8%

Custody

Self-custody

Loan term

30-year fixed, interest only

Loan amount

Starting at $200,000

LTV

Up to 70%

Investment mortgage terms

Choose how to qualify with Milo

Whether you're leveraging rental income or crypto holdings, Milo offers two powerful ways to finance your U.S. investment property.

Want to use your crypto as collateral? Start with a crypto mortgage.

Our products

Investment mortgage

Crypto mortgage

Goal

Use crypto to qualify, fiat to fund

Leverage crypto without selling

Best for

Diversified investors

Long-term holders

Custody

Self-custody

Coinbase or BitGo

Rate

7% - 8%

9% - 10%

LTV

Up to 70%

Up to 100%

Calculate your mortgage terms

Run the numbers on your next property. Estimate payments, loan size, and more with our mortgage calculator.

See programs available in your state

FL

State

Crypto mortgage

Yes

Investment mortgage

Yes

Crypto loan

Yes

  • If your state is not supported, check back soon or contact us

Frequently asked
questions

Start your U.S. investment journey

Finance your U.S. property using rental income and reserves, whether in fiat or crypto. No impact to your credit to explore options.

1-888-433-6456 (MILO)

545 NW 26th Street, Suite 200
Miami, FL 33127

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Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

EQUAL CREDIT OPPORTUNITY ACT NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers Milo Credit’s compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.